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What is 50/30/20 Budget Planner?

50/30/20 Budget Planner

Split monthly income into Needs, Wants, and Savings using the 50/30/20 heuristic—then compare to your reality.

At a glance

Category
Calculator / planner
Platforms
Web (pairs with iOS/Android app)
Primary uses
50/30/20 Budget Planner
Related features
budgeting
Related guides
See topics below
Related topics
budgeting, salary

Try it

Needs (~50%)

₹50,000

Wants (~30%)

₹30,000

Savings / goals (~20%)

₹20,000

How to use

  1. Enter monthly take-home income
  2. See suggested Needs, Wants, and Savings amounts
  3. Adjust mentally against your real categories

Assumptions: 50/30/20 is a starting heuristic, not a rule. Households with high housing costs may need a different split.

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FAQ

Money Matters Made Simple.

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